Rates & Fees
Last Updated: January 1, 2026 — FinedayByFunds Media, LLC
FinedayByFunds is a loan matching platform and does not set or guarantee any specific rate, fee, or loan term. All rates and fees are determined solely by the independent participating lender who reviews your request.
APR Range: 5.99% – 35.99% for qualified consumers.
Repayment Period: Minimum 91 days to Maximum 72 months.
Platform Fee: FinedayByFunds charges no fee to consumers for using this matching platform. Individual lenders may charge origination fees, late fees, or prepayment fees as disclosed in their loan agreement.
Transparent Pricing
Representative Loan Examples
The figures below are illustrative examples only. APR, term, monthly payment, and total repayment are determined solely by the individual lender based on your submitted information and their underwriting criteria. APR ranges from 5.99% to 24.99%. Repayment periods range from a minimum of 91 days to a maximum of 72 months.
| Loan Amount | APR | Term | Est. Monthly | Total Interest | Total Repayment |
|---|---|---|---|---|---|
| $500 | 5.99% | 6 months | $85.71 | $14.26 | $514.26 |
| $1,000 | 10.99% | 12 months | $88.38 | $60.56 | $1,060.56 |
| $2,000 | 18.99% | 24 months | $101.27 | $430.48 | $2,430.48 |
| $5,000 | 24.99% | 36 months | $198.48 | $2,145.28 | $7,145.28 |
* These examples are for illustration purposes only and do not represent an offer of credit. Actual rates and terms vary by lender and are based on creditworthiness, income verification, and other factors determined solely by the participating lender. No origination fees are assumed in these calculations; individual lenders may charge additional fees.
The examples above are illustrative only and do not represent an offer of credit. Actual rates, fees, and terms are determined by the individual lender. Always review the full cost of borrowing before accepting a loan offer.